Senior Consumer Credit Review Manager

The Senior Consumer Credit Review Manager is responsible for executing an independent, risk-based assurance review of assigned platforms within Capital One's Consumer credit portfolio, including assessment of credit risk, lending practices, effectiveness of policy implementation and risk rating accuracy. The portfolios include Auto Loans and Credit Cards (domestic branded, business card, partnership and international). The Senior Manager will contribute towards the execution of the annual Credit Review operating plan and collaborate with cross-functional teams within Credit Review in the process.This associate will also be responsible for building and maintaining working relationships with line of business management (1st Line) and key associates within Risk Management (2nd Line).

Execute the Credit Review function by:

• Developing, managing and executing a risk-based review plan covering consumer line(s) of businesses at the both portfolio and transactional level testing

• Assessing the accuracy of overall portfolio asset quality

• Identifying credit process weaknesses, emerging credit risk trends and issues and gaps in credit policy

• Providing credible challenge on all aspects of credit risk management

• Communicating credit review assurance results with exceptional verbal and written skills to executive management and internal credit and risk senior executives

• Working with internal Credit Review Data Analytics team to design data testing expectations to perform independent data analysis focused on identification of credit risk

• Working with regulators and external auditors to provide assurance that Credit Review processes are sound

• Building and maintaining high trust relationships with senior credit risk management, senior lending associates and regulators

• Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders

• Providing business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results

Basic Qualifications:

• Bachelor's degree or military experience

• At least 7 years of experience in consumer credit risk management or at least 7 years of experience in a credit review assurance role

Preferred Qualifications:

• Master's degree

• Chartered Financial Analyst (CFA) or Certified Public Accountant (CPA) certification

• Formal credit training from a large national or regional bank or in a regulatory office (Office of the Comptroller of the Currency (OCC), Federal Reserve)

• 3+ years of experience working with senior level executives or regulators

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).